Category: Finance

Silhouette Man Presenting about Credit

How to Increase Your Credit Score

Your credit score is more important today than potentially anytime in the past. A great score can help you to borrow money at a reduced cost, qualify for mortgages, valuable credit cards, and can even help you get a job. There are myriad reasons why you want to have a high credit score.

Piggy Bank

6 Ways to Keep Business and Personal Finances Separate (And Why You Should)

It’s not uncommon for entrepreneurs and small business owners to use their personal bank account to patch their business expenses, especially during the beginning of their endeavor and in the time of crisis. This opens the door to a habit of constantly using personal money to finance business expenses.

Accountant at a Table

What Your Business Can Do to Reduce Unnecessary Spending and Costs

When times are tight, the first thing you need to do is look at every aspect of your budget to determine where you can make cuts to eliminate wasteful spending. Running a business can be very expensive, and it’s hard to look at your finances to determine what can be cut or reduced.

Businessman

Startup Funding – A comprehensive guide for Entrepreneurs.

There seems to be a lot of myths surrounding the subject of startup funding. Here is some advice and information based my experience of startup funding.

Combining Finances with Your Significant Other

Balanced Budgeting: Combining Finances with Your Significant Other

As we know, money and financial stress can be extremely common issues for many individuals and couples. Your financial state impacts the way you’re able to live your life and contribute to society day-to-day. This is why it’s often challenging for couples to determine the best time to merge their finances, and how to do so without impacting their relationship in a negative way. When combining finances with your partner, it’s important to strategize together and take the proper steps that are agreed upon in order to avoid any unnecessary strain in your relationship.

Money to Put Back Into Business and Use the Surplus Wisely

How Much Money Should I Put Back Into My Business – And How to Use the Surplus Wisely

If a business is going to grow, it requires additional investments. These can range from buying new office equipment, which will increase the speed and quality of work, additional training, which will help employees tackle more complex tasks, or marketing, which will allow the business to attract more clients. Of course, funding such investments will require money, and if your business is up and running, the easiest way to get this money is from your own profits. But how much money is it sensible to put back into your business? And once a reinvestment budget has been established, what is the best use for any surplus cash?

Steps to Take Before Starting a Startup

Steps to Take Before Starting a Startup

Many people today want to start their own venture. However, starting a business is a lot more complicated than it meets the eye.

Major Business Financial Blunders Made By Small Business Owners

Major Business Financial Blunders Made By Small Business Owners

The U.S. Small Business Administration reports that almost 50 percent of small businesses close within the first five years. Many optimistic entrepreneurs end up underestimating the costs associated with starting and running a business. They accumulate overpowering debts or they end up with bad personal credit and even bankruptcy. As per business gurus, starting a business is all about determining the right budget and maintaining consistently a healthy and robust bottom line to allow your small business to grow and prosper and achieve new heights.

Funding Opportunities for E-Commerce Startups

5 Funding Opportunities for E-Commerce Startups You Should Know About

Starting a business can be extremely difficult, especially due to the limited funds available. There are many ways to gain funding. Here are five funding opportunities for e-commerce start-ups.

Top Personal Finance Apps

Top Personal Finance Apps of 2019 & Beyond

Managing your finances could be overwhelming for some, as it is not an easy exercise. However, thanks to the digital era, you have easy access to a host of brilliant personal finance apps.