To understand your tax returns a bit better, let’s discuss the economic effects of tax policies and how they affect your financial health.
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Economic Effects Of Tax Returns
by Editor | November 6, 2023 | Blog Post, Business Tips, Entrepreneurship & Small Business, Finance | 0 Comments
To understand your tax returns a bit better, let’s discuss the economic effects of tax policies and how they affect your financial health.
Dollars and Sense: Building a Solid Financial Foundation for Your Small Business
by Editor | August 30, 2023 | Business Tips, Entrepreneurship & Small Business, Finance | 0 Comments
Financial management is the heart of any business, no matter its size. Learn key financial practices to help your small business achieve financial stability.
Taxes That Need to Be Deducted From Employees’ Paychecks
by Editor | August 10, 2023 | Finance | 0 Comments
The Impact of Steel on The American Economy
by Editor | August 4, 2023 | Finance | 0 Comments
Steel is a crucial construction material with a significant impact on the American economy. The World Steel Association predicts increasing demand for steel in the 21st century, driven by the construction sector and its eco-friendly nature. The manufacturing sector, employing millions of workers, relies heavily on steel production. As the steel industry moves towards digitalization, there is a growing need for low-carbon steel. The global reach of the steel industry has transformed international trade and commerce, creating economic interdependence among nations. To secure its future role, the steel industry must address workforce transformations, adopt cleaner production methods, and invest in material science and research.
Overdue Financial Moves You Need to Make Now
by Editor | March 30, 2023 | Finance | 0 Comments
How to Protect Your Personal Finances From Black Swan Events
by Editor | March 11, 2023 | Finance | 0 Comments
Major Expenses to Account for When Creating a Furniture Business
by Editor | February 8, 2023 | Blog Post, Business Tips, Finance | 0 Comments
How to Reduce Health Insurance Costs for Employees
by Editor | February 3, 2023 | Blog Post, Finance | 0 Comments
What You Need to Know Before Hiring a Financial Advisor
by Editor | January 10, 2023 | Finance | 0 Comments
Precious Metals & Investing in Your Financial Future
by Haley Gray | December 30, 2022 | Finance | 0 Comments
Why You Need to Be Specific When Writing a Will
by Editor | December 29, 2022 | Finance, Legal Considerations for Business | 0 Comments
The Best Passive Investments for Entrepreneurs
by Editor | August 4, 2022 | Finance | 0 Comments
6 Ways to Ensure a Secure Financial Future for Your Family
by Haley Gray | July 28, 2022 | Finance, Organizing Tips | 0 Comments
Free Crypto Portfolio Trackers for Crypto Investors and Traders
by Haley Gray | December 7, 2021 | Finance | 0 Comments
The Essentials of Export Financing: International Finance Options
by Haley Gray | November 27, 2021 | Business Operations, Business Software and Technology, Business Tips, Finance | 0 Comments
An Entrepreneur’s Guide to Learning Financial Planning
by Haley Gray | October 21, 2021 | Entrepreneurship & Small Business, Finance | 0 Comments
5 Amazing Benefits of Supply Chain Finance
by Editor | September 26, 2021 | Finance, Management & Leadership | 0 Comments
Five Viable Ways To Prevent Financial Fraud In Your Organization
by Haley Gray | September 14, 2021 | Business Operations, Finance | 0 Comments
How to Start Your Own Financial Advisory Business
by Editor | April 24, 2021 | Finance, Starting Your Own Business | 0 Comments
Success as a business owner is easier said than done. It is so important to start strong and set yourself up for success. If you want to have the best chance of success in your financial advisory business, these are the steps you can’t afford to skip.
8 Crucial Factors You Need to Consider Before Investing in Real Estate
by Haley Gray | April 23, 2021 | Finance | 0 Comments
In the world of investments, there is no such thing as “risk-free investment.” No investment type is safe from risks — including real estate investments. That is why you should consider essential and crucial factors before you invest in real estate. Let’s explore the crucial factors you must consider before you enter the world of real estate investments.
How to Offset Major Business Expenses
by Editor | March 31, 2021 | Business Tips, Finance | 0 Comments
Being an entrepreneur is rewarding, but it can also be majorly expensive. Learning how to manage your finances and run your business efficiently can help you to save money on business expenses and help your business to be even more successful.
Everything to Know About Purchase Orders
by Editor | March 19, 2021 | Business Tips, Entrepreneurship & Small Business, Finance | 0 Comments
Even though technology can automate a lot of the heavy lifting for you, it’s still good to understand at least the basics of the financial side if you’re starting a business. Purchase orders are a good starting point.
7 Smart Ways to Rebuild Your Savings without Depriving Yourself
by Editor | March 15, 2021 | Finance, Organizing Tips, Self-care & Personal Development | 0 Comments
A proper plan with firm determination and a good execution can help you to achieve your saving goal without feeling deprived. We’ve decided to put together a few essential and smart ways to revamp your savings to grow consistently over time without any hassle.
How To Effectively Save For Quarterly Taxes As A Self-Employed Person
by Haley Gray | March 5, 2021 | Entrepreneurship & Small Business, Finance, Organizing Tips | 0 Comments
There are plenty of great advantages to being self-employed, but there’s one word that often strikes fear into the heart of many freelancers – taxes. Working out how to save for quarterly estimated taxes can feel like the biggest struggle that you can face as a freelancer. Rather than panicking as your quarterly tax bill is due, it’s time put in place a plan of attack for dealing with them head-on.
Solutions You Should Be Thinking of to Cut Your Office Costs
by Editor | March 2, 2021 | Business Tips, Entrepreneurship & Small Business, Finance | 0 Comments
Keeping your small business profitable can be tricky. Not only do you have to manage your personal and employee salaries, but you also have to pay for your office space, utilities, and all the other equipment necessary to keep your company producing. When finances get tight, you may think you have to cut one of your many skilled employees. While this is a perfectly valid response, it shouldn’t be your first solution to cutting your costs.
7 Outstanding Ideas to Managing Your Finances
by Haley Gray | January 29, 2021 | Finance | 0 Comments
Money cannot buy happiness, but money can bring you enough security to enjoy your life comfortably. Poor choices resulting in poor money management will make your life complicated.
How to Prevent Budget Cuts from Destroying Your Business
by Editor | January 27, 2021 | Business Tips, Entrepreneurship & Small Business, Finance | 0 Comments
Budget cuts can be frustrating and can wind up destroying a business if you don’t navigate them carefully. Follow these tips to help your company to survive the budget cuts as best you can.
How Do Financial Institutions Make Money From Credit Cards?
by Editor | January 18, 2021 | Finance, Entrepreneurship & Small Business | 0 Comments
Banks are primarily responsible for issuing credit cards. On the surface, it might look like they are doing you a huge favor by handing over a magic chip that will take care of your unexpected expenditures. However, credit cards are beneficial to financial institutes as well.
Ways To Be Financially Smart During Pandemic
by Editor | January 18, 2021 | Finance, Entrepreneurship & Small Business, Self-care & Personal Development | 0 Comments
With an uncertain future presented by the pandemic, it is best to be financially smart during, as it can make all the difference should another unfortunate event happen. This year has been stressful and left us with a lot of anxieties, but by making smart decisions when it comes to money, you will get through it.
Financial Threats to Your Business and How to Deal with Them
by Editor | November 19, 2020 | Business Tips, Finance | 0 Comments
Private businesses are in a delicate situation when they start up. The economic world is a competitive and stressful race, and financial threats loom over any business who is not prepared to pay them. By learning about the common sources of financial stress for businesses, you will be better prepared to tackle the issues.
Creating a Positive Money Mindset
by Editor | November 16, 2020 | Finance | 0 Comments
Have you ever wondered why some people are successful with money, but others struggle with it? There can be many reasons, but it all boils down to this: Money Mindset.
You probably already know what you’re supposed to do when it comes to managing your finances – spend less money than you earn, save for retirement, create an emergency fund, and so on.
Why You Should Work With Accountants When Calculating Your Taxes?
by Haley Gray | October 26, 2020 | Business Operations, Finance, Legal Considerations for Business, Management & Leadership, Organizing Tips | 0 Comments
As a small business owner, having a complete grasp of your tax liability is crucial. However, knowing when and how to promptly and accurately file which documents can be quite headache-inducing. An experienced and knowledgeable accountant is an amazing asset to help you file your taxes.
How to Improve Your Financial Uncertainty and Support Your Future
by Haley Gray | October 23, 2020 | Finance, Self-care & Personal Development | 1 Comment
The last few months have been a reality check for many people navigating new ways of working and living amidst a global pandemic. During this time, individuals have been impacted in various ways. Some people lost their jobs and are facing financial uncertainty, some are dealing with illness or loss, and others are trying to support their family and loved ones. Although a challenging time, it highlights the importance of looking towards the future, planning ahead, and having a financial management plan should you face an unexpected situation.
6 Steps to a Successful Investment Journey
by Haley Gray | October 19, 2020 | Business Tips, Finance | 0 Comments
Despite all the rags to riches stories you see on Facebook and Instagram, successful investors didn’t achieve their success overnight. Investing is a long game and there are plenty of opportunities to fail along the way. It is similar to chess in the sense that it takes minutes to learn the rules, but a lifetime to master.
Personal Finance Tips for Every Business Owner
by Editor | August 5, 2020 | Business Operations, Business Software and Technology, Business Tips, Entrepreneurship & Small Business, Finance, Starting Your Own Business | 0 Comments
Financial management is an essential part of every business. As a business owner, you need to keep an eye on your personal accounts while also managing your business finances.
Side Jobs & Supplemental Income Strategies for Entrepreneurs
by Editor | July 7, 2020 | Career Building, Entrepreneurship & Small Business, Finance | 0 Comments
Financial security sounds great, but you’re a busy entrepreneur. Fortunately, implementing passive income strategies isn’t as complicated or time-consuming as you may think, and they allow you to earn passive income, which frees up your time and energy to focus on other money-making opportunities.
5 Money Management Tips to Help You Through the Pandemic
by Haley Gray | June 16, 2020 | Finance | 0 Comments
Money management during the current crisis is a topic that most people feel overwhelmed by. If you’re struggling to pay your bills as it is, discussing budgeting and saving might be a sore subject for you. However, there are still plenty of steps you can take to feel in control of your finances once again.
How to Increase Your Credit Score
by Editor | May 20, 2020 | Career Building, Finance, Self-care & Personal Development, Time Management & Priorities | 0 Comments
Your credit score is more important today than potentially anytime in the past. A great score can help you to borrow money at a reduced cost, qualify for mortgages, valuable credit cards, and can even help you get a job. There are myriad reasons why you want to have a high credit score.
6 Ways to Keep Business and Personal Finances Separate (And Why You Should)
by Editor | May 4, 2020 | Business Operations, Business Tips, Finance, Starting Your Own Business | 0 Comments
It’s not uncommon for entrepreneurs and small business owners to use their personal bank account to patch their business expenses, especially during the beginning of their endeavor and in the time of crisis. This opens the door to a habit of constantly using personal money to finance business expenses.
What Your Business Can Do to Reduce Unnecessary Spending and Costs
by Editor | April 16, 2020 | Business Operations, Business Tips, Finance | 0 Comments
When times are tight, the first thing you need to do is look at every aspect of your budget to determine where you can make cuts to eliminate wasteful spending. Running a business can be very expensive, and it’s hard to look at your finances to determine what can be cut or reduced.
Startup Funding – A comprehensive guide for Entrepreneurs.
by Editor | April 16, 2020 | Business Tips, Entrepreneurship & Small Business, Finance, Leadership, Starting Your Own Business | 0 Comments
There seems to be a lot of myths surrounding the subject of startup funding. Here is some advice and information based my experience of startup funding.
Balanced Budgeting: Combining Finances with Your Significant Other
by Haley Gray | December 13, 2019 | Finance, Work-Life Balance | 0 Comments
As we know, money and financial stress can be extremely common issues for many individuals and couples. Your financial state impacts the way you’re able to live your life and contribute to society day-to-day. This is why it’s often challenging for couples to determine the best time to merge their finances, and how to do so without impacting their relationship in a negative way. When combining finances with your partner, it’s important to strategize together and take the proper steps that are agreed upon in order to avoid any unnecessary strain in your relationship.
How Much Money Should I Put Back Into My Business – And How to Use the Surplus Wisely
by Haley Gray | November 19, 2019 | Business Operations, Finance | 0 Comments
If a business is going to grow, it requires additional investments. These can range from buying new office equipment, which will increase the speed and quality of work, additional training, which will help employees tackle more complex tasks, or marketing, which will allow the business to attract more clients. Of course, funding such investments will require money, and if your business is up and running, the easiest way to get this money is from your own profits. But how much money is it sensible to put back into your business? And once a reinvestment budget has been established, what is the best use for any surplus cash?
Steps to Take Before Starting a Startup
by Haley Gray | November 18, 2019 | Entrepreneurship & Small Business, Finance, Starting Your Own Business | 0 Comments
Many people today want to start their own venture. However, starting a business is a lot more complicated than it meets the eye.
Major Business Financial Blunders Made By Small Business Owners
by Haley Gray | October 31, 2019 | Entrepreneurship & Small Business, Finance | 0 Comments
The U.S. Small Business Administration reports that almost 50 percent of small businesses close within the first five years. Many optimistic entrepreneurs end up underestimating the costs associated with starting and running a business. They accumulate overpowering debts or they end up with bad personal credit and even bankruptcy. As per business gurus, starting a business is all about determining the right budget and maintaining consistently a healthy and robust bottom line to allow your small business to grow and prosper and achieve new heights.
5 Funding Opportunities for E-Commerce Startups You Should Know About
by Haley Gray | October 27, 2019 | Business Software and Technology, Entrepreneurship & Small Business, Finance | 0 Comments
Starting a business can be extremely difficult, especially due to the limited funds available. There are many ways to gain funding. Here are five funding opportunities for e-commerce start-ups.
Top Personal Finance Apps of 2019 & Beyond
by Haley Gray | October 24, 2019 | Finance, Self-care & Personal Development | 0 Comments
Managing your finances could be overwhelming for some, as it is not an easy exercise. However, thanks to the digital era, you have easy access to a host of brilliant personal finance apps.
Top 5 Benefits Of Financial Mobile Apps for Effective Debt Management For Businesses
by Haley Gray | October 23, 2019 | Business Operations, Business Software and Technology, Business Tips, Finance | 0 Comments
Business owners from many industries may need to borrow money from financial institutions to build their businesses.They should be able to generate enough income from their business assets to pay off their debts on time. Otherwise, the sum of money these owners owe their lenders will begin to accumulate to huge amounts.
7 Tax Tips for Small Business & Entrepreneurs
by Haley Gray | October 21, 2019 | Business Operations, Entrepreneurship & Small Business, Finance | 0 Comments
One of the best ways for a small business to build its revenue and stability is to be smart about taxes. Staying organized, having your paperwork in order and knowing about deductions and penalties mean there are few surprises.
What Can I Do to Lower My Business’s Energy Bill?
by Editor | October 4, 2019 | Business Operations, Business Tips, Finance | 0 Comments
Business owners often spend their time attempting to create a budget that includes all of their expenses. The consumption of power has eluded even the savviest of budgeters.
3 Tips to Reduce Small Business Accounting Headaches
by Editor | August 9, 2019 | Business Tips, Finance | 0 Comments
As a small business, a significant amount of your time may go towards accounting. Unfortunately, accounting can come with a number of issues and complications, which can lead to mistakes.
Tips for Spending Less of Your Business’ Budget on Utilities
by Editor | July 18, 2019 | Business Tips, Finance | 0 Comments
Changing how energy is used in your business can save money in the short and long term. Some of these steps are easy and cost very little to implement, whereas others may require some additional upfront costs.
Balancing Family and a Budget: Finance Tips for Working Moms
by Haley Gray | July 9, 2019 | Finance, Working Moms | 0 Comments
It can sometimes feel like quite a challenge to be a responsible mom. Having to hold down a job and maintain financial stability on top of that can make it seem even more difficult to stay on top of essentials like money management.
What SMB Owners Need to Know About Securing Loans
by Haley Gray | April 15, 2019 | Business Operations, Business Tips, Entrepreneurship & Small Business, Finance | 0 Comments
Business owners must typically secure loans to turn their visions into realities. Unfortunately, there’s reason to believe interest rates for small business loans may rise in the near future.
Finance Tips for Millennials For a Stable Financial Future
by Haley Gray | January 30, 2019 | Finance | 0 Comments
With some shrewd planning and careful preparation, Millennials can bring back some financial stability into their lives and create a better future for themselves and others.
No More Excuses – Get Your Finances in Order
by Haley Gray | October 23, 2018 | Business Operations, Business Tips, Finance | 0 Comments
Financial stability affects how you live your life. It’s the difference between reaching your ambitions and making bad financial decisions that lower the quality of your life.
6 Ways Your Business Can Save Money
by Haley Gray | October 18, 2018 | Business Operations, Finance, Management & Leadership | 0 Comments
In the corporate world, the major emphasis is usually on building sales, increasing profits, and maximizing earnings per share. However, many business owners overlook the other side of the ledger, which is minimizing expenditures to boost earnings.
How to Improve Cash Flow for Your Startup
by Haley Gray | October 16, 2018 | Business Operations, Business Tips, Entrepreneurship & Small Business, Finance, Starting Your Own Business | 0 Comments
Cash flow is one of the main hurdles a startup faces, especially in its early days. It gives startups the opportunity to reinvest in the business, taking it to new heights.
Money, Money, Money! Managing Business Finances for Beginners
by Editor | October 12, 2018 | Business Tips, Entrepreneurship & Small Business, Finance, Starting Your Own Business | 2 Comments
Poor financial planning is a misstep that has doomed more than one promising venture. By addressing the following concerns, first-time business owners may be able to more effectively avoid the issues that might otherwise endanger their venture.
5 Ways to Save Money on Your Next Business Trip
by Haley Gray | October 9, 2018 | Management & Leadership, Business Operations, Finance, International Business | 0 Comments
If you travel frequently for work, you are probably aware that there are different ways to save on business expenditures. Most companies fail to look into the variety of options because they lack the time and the expertise. However, any saved amount can help maintain a budget and create more opportunities for business trips in the future.
Are You Leaking Money? 7 Unnecessary Expenses that Are Draining Your Budget
by Haley Gray | September 27, 2018 | Finance, Self-care & Personal Development | 0 Comments
It would be great to fall asleep on a pile of money every night, but if you aren’t watching your budget as closely as you should be, that’s nothing more than a lofty dream. If you feel like there’s too much month and not enough money, it’s time to go over your expenses and plug up all the money leaks that are sinking your ship.
4 Tips for Supplying Your Small Business
by Editor | September 24, 2018 | Business Tips, Entrepreneurship & Small Business, Finance | 0 Comments
As a small business owner, you might find that you are always buying things that you need within your business — and those small purchases add up! If you are wondering if there are any easier or more efficient ways of doing this, consider these tips for supplying your small business with the necessities that it needs in order to operate properly.
5 Strategies To Manage Revenue And Maximize Cash Flow
by Editor | June 18, 2018 | Starting Your Own Business, Business Operations, Finance | 0 Comments
Revenue and cash flow are one of the most important parts of running a company. Long gone are the days where you could leave these things to chance. In today’s world, you need to be able to understand exactly where your money is coming and going, how often it’s going in or out, and what to do to put it to use most effectively.
Bootstrapping Tips New Entrepreneurs Need to Know
by Haley Gray | May 28, 2018 | Starting Your Own Business, Entrepreneurship & Small Business, Finance | 0 Comments
We live in an exciting world, and technological advancements have opened up opportunities for new entrepreneurs that used to seem like a dream. Whether you are prepared to start up a large industry or plan to keep your work closer to home by engaging in online marketing, the sky’s the limit.
5 Energy Saving Tips to Reduce Business Energy Costs
by Haley Gray | April 20, 2018 | Business Operations, Business Tips, Eco-Friendly, Finance | 0 Comments
Business expenses are no joke. There are many things you will need to handle before you can count your profits; from investing in new equipment and paying your monthly bills to issuing paychecks and covering your legal costs. Out of all these things, reducing your business’s energy costs is by far the most ‘doable’ thing.
How to Pay Yourself as a Business Owner
by Haley Gray | March 21, 2018 | Business Operations, Entrepreneurship & Small Business, Finance, Starting Your Own Business | 0 Comments
You’ve had a great idea and started your business, and now it is growing. As an owner you’d like to enjoy the results of your success. Now what about paying yourself?
The 5 Costs of Running Payroll
by Haley Gray | March 18, 2018 | Business Operations, Entrepreneurship & Small Business, Finance, Hiring Help, Starting Your Own Business | 0 Comments
You turned your great idea into a business. Now it is growing to the point where you need extra help, and you have enough cash in hand, or projected to come in, to pay someone. Now how do you decide how much you can afford to pay in salary? One important consideration is the overall cost of payroll.
Don’t Let Financial Struggles Define You
by Editor | March 15, 2018 | Finance, Self-care & Personal Development | 0 Comments
Overcoming the hardships of financial struggles is never possible overnight, especially when your financial struggle has interfered in other areas of your life. Knowing how to move past financial woes without allowing them to define you is a key component to truly living a happy and fulfilled life.
5 Ways Increased Debt Can Impact Your Business
by Editor | February 24, 2018 | Business Operations, Finance | 0 Comments
If you have a business, then debt is probably at the top of the list of things on your mind. You might be wondering if it is better to focus on other areas of your business instead of thinking about debt. The trick is not to ignore the deficit, but to understand the effects it has and the options you have
How Can I Get the Funds to Start My Own Business?
by Editor | February 16, 2018 | Starting Your Own Business, Entrepreneurship & Small Business, Finance | 0 Comments
Starting a business is a risk, but it brings with it great rewards. The first step towards starting a business is the hardest, because it requires a decent amount of money, which tends to be in short supply, especially if this is your first business. Fortunately, there are several possible sources of funding for starting a business.
9 Crowd Funding Guidelines for Female Entrepreneurs
by Haley Gray | August 24, 2016 | Starting Your Own Business, Entrepreneurship & Small Business, Finance, Marketing, Networking & Social Media | 0 Comments
Being a woman, you’re aware that you’re up against overwhelming odds when you decide to pursue any profession. This is especially the case when women are looking for investors. Looking for investors isn’t the only way you can get the money. You can also try crowd funding.
The Future of Financial Literacy Education
by Editor | Oct 8, 2023 | Blog Post, Finance
The article covers the ‘financial literacy” topic, highlighting its importance, advantages, challenges, future trends in education.
Dollars and Sense: Building a Solid Financial Foundation for Your Small Business
by Editor | Aug 30, 2023 | Business Tips, Entrepreneurship & Small Business, Finance
Financial management is the heart of any business, no matter its size. Learn key financial practices to help your small business achieve financial stability.
10 Ways to Improve Your Chances of Personal Loan Approval
by Editor | Aug 14, 2023 | Finance
Secure personal loan approval by improving credit score, maintaining a suitable FOIR, borrowing sensibly, considering a cosigner, and choosing a compatible lender. Diligence guarantees a smoother application process and increased chances of success.
Taxes That Need to Be Deducted From Employees’ Paychecks
by Editor | Aug 10, 2023 | Finance
An integral part of running a business involves the complex dance of payroll taxes. As an employer, it's a legal responsibility to deduct certain taxes from an employee's paycheck. Understandably, it may seem like navigating through a maze, but the core components of...
The Impact of Steel on The American Economy
by Editor | Aug 4, 2023 | Finance
Steel is a crucial construction material with a significant impact on the American economy. The World Steel Association predicts increasing demand for steel in the 21st century, driven by the construction sector and its eco-friendly nature. The manufacturing sector, employing millions of workers, relies heavily on steel production. As the steel industry moves towards digitalization, there is a growing need for low-carbon steel. The global reach of the steel industry has transformed international trade and commerce, creating economic interdependence among nations. To secure its future role, the steel industry must address workforce transformations, adopt cleaner production methods, and invest in material science and research.
Candice Bakx-Friesen – entrepreneur, certified money coach, real estate investor, real estate agent
by Editor | Apr 3, 2023 | Finance
I am a money coach who helps teens, families and small businesses overcome the stress of managing money to feel confident and empowered when it comes to their finances.
Overdue Financial Moves You Need to Make Now
by Editor | Mar 30, 2023 | Finance
If you've been procrastinating on tackling some essential financial actions, now is the time to take action. Today's article will emphasize three crucial financial moves that are long overdue: jumpstarting your retirement investing plan, formulating an estate plan,...
How to Protect Your Personal Finances From Black Swan Events
by Editor | Mar 11, 2023 | Finance
Life throws us an occasional curveball; it’s just a part of life. But what if your finances take a hit due to something outside of your control? Black swan events are rare, but they occur and can cause massive financial losses. The key is to be prepared for the worst...
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